Mark Colentava is a product leader with expertise in AI, fintech, and innovative solutions. As Vice President of Product at Talino Venture Studios, he spearheaded projects such as secure bank-to-bank payment systems at BayaniPay and AI-powered tools for risk detection and e-KYC. He has a proven track record of developing digital payment platforms, improving microfinance access, and crafting impactful solutions for underserved communities. His experience aligns perfectly with Higala's mission to connect rural banks and financial institutions to the digital world, fostering financial inclusion and empowering communities across the Philippines.